Wedding Insurance Policy
Protecting Your Special Day from Unforeseen Events
A wedding is one of the most significant milestones in life, marking a joyful new chapter. While it’s a day to celebrate, the unexpected can sometimes impact the event. That’s where Wedding Insurance comes in. With affordable options, you can safeguard your big day from any unforeseen incidents. Wedding Insurance offers peace of mind and ensures your investment is protected against disruptions, cancellations, and other risks, allowing you to focus on the celebration of your love and commitment.
Key Benefits
- Protection from unexpected cancellations or postponements
- Coverage for venue damages or vendor failures
- Financial security against unexpected expenses
- Reimbursement for lost deposits or bookings
- Protection from weather-related disruptions
- Liability coverage for guests and vendors
Health Cover Up
to ₹50 Lacs
What is Wedding Insurance Policy?
Wedding Insurance offers financial protection for your special day, covering unexpected events like cancellations, vendor issues, or severe weather. It ensures your investment is protected, providing peace of mind as you celebrate one of life’s most memorable moments.
Why do you need Wedding Insurance Policy?
Wedding Day Protection
Secure your investment and protect against unexpected disruptions.
Peace of Mind Coverage
Stay calm knowing you're covered for any unforeseen circumstances.
Last-Minute Change Coverage
Ensure you're protected if plans change unexpectedly.
Investment Safeguard
Protect your financial commitment from cancellations and damages.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Wedding Insurance Policy cover and exclude?
Plan Coverage
Wedding Cancellation Protection
Coverage for cancellations or postponements due to unforeseen events like fire or illness.
Property Damage Coverage
Protection against damage to wedding venue property caused by fire, theft, or other perils.
Personal Accident Coverage
Insurance for named individuals, including accidental death or permanent disability.
Public Liability Insurance
Liability coverage for third-party injuries or damage occurring at the wedding venue.
Fire & Natural Disaster Protection
Safeguard your wedding against fire, earthquakes, or other natural calamities.
Burglary & Theft Protection
Coverage for theft or burglary at the wedding venue, including personal items.
Illness or Death Coverage
Protection if illness or death prevents a key person from attending or causes delays.
Comprehensive Event Security
Full coverage for any unforeseen incident impacting your wedding day, from start to finish.
- In-patient treatment 24 hours a day
- Pre-existing disease
- Pre and Post hospitalization
- Domiciliary hospitalization expenses
- Reimbursement of cost of health check-up
- All day care procedure
- Family floater to covers member’s immediate family such as a spouse, dependent children, dependent parents, etc.
- Maternity benefits
- Dental treatment
- Cost of spectacles, contact lenses
- Waiver of waiting period
- Waiver of first-year exclusions
- Reimbursement of ambulance costs
- Baby day one care
- Vaccination benefits
- Increased room rent limits
- Corporate buffer
- Out-patient treatment (OPD Card)
- Root canal surgery
- In-hospitalization expenses due to sickness or accidents
- Room and boarding expenses as provided by the hospital/nursing home.
- Nursing expenses.
- Surgeon, anesthetist, medical practitioner, consultants or specialist fees.
- Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines and drugs, diagnostic materials and X-Ray, dialysis or chemotherapy.
Major Exclusions
Wear & Tear Exclusion
Excludes damages caused by natural wear, tear, or depreciation of property.
Mysterious Disappearance
No coverage for unexplained losses or shortages discovered during inventory checks.
Outdoor Storage Damage
Excludes damage to property stored outdoors without proper supervision or care.
Intentional Damage
Excludes losses caused intentionally by the insured or at their direction.
Terrorism-Related Losses
Excludes damages or losses arising from acts of terrorism or related incidents.
Mechanical Breakdown Exclusion
No coverage for damages due to mechanical or electrical breakdown of insured property.
Gradual Deterioration
Excludes damages resulting from the gradual deterioration of property over time.
Unattended Property
Excludes losses to property left unattended or without proper supervision at the venue.
- If the appropriate waiver is not opted for, then the policy will not cover
- Treatment of pre-existing illnesses.
- Any treatment for illnesses/diseases within the first 30 days of the policy, unless it is an accident.
- Treatment of specified illnesses for the first year of the policy.
- Certain diseases like hernia, cataract, piles, sinusitis, etc are excluded during the first year of operation in the cover.
- Any claim arising out of or traceable to pregnancy.
- Ayurvedic, homeopathy, naturopathy or any other form of local medication.
- Alcoholism, drug abuse, and AIDS.
- Dental treatment or surgery unless it requires hospitalization.
- Cost of spectacles.
- Vaccination and inoculation.
- Cosmetic treatment.
Your Journey to Insurance Manager
When can I Claim?
A claim under Wedding Insurance Policy can be registered in the below circumstances:
- Event Cancellation: If the wedding is canceled due to unforeseen circumstances such as illness or extreme weather.
- Vendor Failure: If a vendor fails to provide services as agreed, like not showing up or providing substandard services.
- Damage or Loss: If wedding attire, gifts, or other valuable items are lost, damaged, or stolen.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
Assessment
