Event Insurance
Comprehensive Coverage for Every Aspect of Your Event
InsuranceManager.com provides a comprehensive solution for your event liability needs. Whether you’re hosting a music concert, awards function, or religious gathering, our tailored event insurance policies ensure that unforeseen incidents don’t derail your plans. With options like Public Liability Policy, Single Event Insurance, and Event Liability Policy, we help protect you against potential risks and financial losses.
Key Benefits
- Coverage for legal liabilities arising from third-party injuries or property damage
- Protection against event cancellations, delays, or unforeseen disruptions
- Customizable policies tailored to different types of events
- Financial security for organizers, vendors, and attendees
- Quick and hassle-free claims process
Health Cover Up
to ₹50 Lacs
What is Event Insurance?
Event insurance protects organizers from financial risks like liability claims, property damage, or cancellations. It ensures coverage for unforeseen incidents, providing security for both small and large-scale events.
Why do you need Event Insurance?
Financial Protection
Safeguard your event from unexpected costs due to accidents, cancellations, or legal claims.
Liability Coverage
Protect yourself from third-party injuries or property damage claims during the event.
Customizable Policies
Get tailored coverage for any event, from concerts to weddings and corporate gatherings.
Peace of Mind
Focus on hosting a successful event without worrying about financial risks.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Event Insurance cover and exclude?
Plan Coverage
Event Cancellation Protection
Safeguard your valuable investment against unforeseen event cancellations.
Public Liability Coverage
Protection from third-party injuries and property damage during your event.
Props & Equipment Insurance
Ensure coverage for your props, set, and equipment against fire or damage.
Cash in Transit Coverage
Protect your hard-earned money during transit or storage from theft or loss.
Personal Accident Coverage
Comprehensive cover for named individuals in case of injury or disability.
Stage & Set Safety
Coverage for your stage setup, props, and related equipment in case of accidents.
Liability for Event Organizers
Protect your event team against potential liabilities during event execution.
Comprehensive Event Coverage
Tailored insurance for all major event-related risks, from setup to teardown.
- In-patient treatment 24 hours a day
- Pre-existing disease
- Pre and Post hospitalization
- Domiciliary hospitalization expenses
- Reimbursement of cost of health check-up
- All day care procedure
- Family floater to covers member’s immediate family such as a spouse, dependent children, dependent parents, etc.
- Maternity benefits
- Dental treatment
- Cost of spectacles, contact lenses
- Waiver of waiting period
- Waiver of first-year exclusions
- Reimbursement of ambulance costs
- Baby day one care
- Vaccination benefits
- Increased room rent limits
- Corporate buffer
- Out-patient treatment (OPD Card)
- Root canal surgery
- In-hospitalization expenses due to sickness or accidents
- Room and boarding expenses as provided by the hospital/nursing home.
- Nursing expenses.
- Surgeon, anesthetist, medical practitioner, consultants or specialist fees.
- Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines and drugs, diagnostic materials and X-Ray, dialysis or chemotherapy.
Major Exclusions
Non-Appearance of Key Personnel
Excludes coverage for the absence of individuals or groups due to unforeseen reasons.
Lack of Care or Diligence
Excludes losses resulting from the insured’s negligence or lack of prudent behavior.
Radiation Risks
Excludes coverage for damages or injuries caused by ionizing radiations.
Adverse Weather Conditions
Excludes losses due to weather events that are beyond control or anticipation.
Communicable Disease or Threat
Excludes losses related to diseases or any fear or threat of communicable diseases.
Fraud or Misrepresentation
Excludes claims arising from fraudulent actions, misrepresentation, or concealment.
War and Warlike Conditions
Excludes coverage for damages caused by actual or threatened war or conflicts.
Pollution and Contamination
Excludes damages caused by seepage, pollution, or contamination during the event.
- If the appropriate waiver is not opted for, then the policy will not cover
- Treatment of pre-existing illnesses.
- Any treatment for illnesses/diseases within the first 30 days of the policy, unless it is an accident.
- Treatment of specified illnesses for the first year of the policy.
- Certain diseases like hernia, cataract, piles, sinusitis, etc are excluded during the first year of operation in the cover.
- Any claim arising out of or traceable to pregnancy.
- Ayurvedic, homeopathy, naturopathy or any other form of local medication.
- Alcoholism, drug abuse, and AIDS.
- Dental treatment or surgery unless it requires hospitalization.
- Cost of spectacles.
- Vaccination and inoculation.
- Cosmetic treatment.
Your Journey to Insurance Manager
When can I Claim?
A claim under Event Insurance can be registered in the below circumstances:
- Event Cancellation: If the event is canceled due to unforeseen circumstances like weather or emergencies.
- Property Damage: If event-related property or equipment is damaged or stolen.
- Injury or Accident: If someone is injured during the event, and medical costs or liability arise.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
Assessment
