Motor Insurance
Stay secure on the road with full motor insurance protection.
Key Benefits
- Comprehensive coverage for theft, accidents, and damages.
- Cost-saving with tailored add-ons for unique needs.
- Protection for No Claims Bonus and engine damage.
- Assistance services like towing and repairs.
- Compliance with the Motor Vehicles Act, 1988.
- Wide range of versatile add-ons for all situations.
- Transparent guidance to make informed decisions.
- Legal compliance with a Certificate of Insurance.
- Customer-focused solutions for peace of mind.
Health Cover Up
to ₹50 Lacs
What is Motor Insurance?
Motor insurance protects your vehicle from theft, accidents, and damage, offering financial security and peace of mind. It includes customizable add-ons like No Claims Bonus protection, engine coverage, and towing assistance, ensuring full protection and compliance with legal requirements under the Motor Vehicles Act, 1988.
Why do you need Motor Insurance?
Comprehensive Financial Protection
Shield clients from significant repair costs due to accidents or damages.
Ensure Legal Compliance
Guarantee adherence to the Motor Vehicles Act, 1988, protecting against legal liabilities.
Extensive Coverage Options
Provide all-encompassing protection against theft, vandalism, and natural disasters.
Customizable Add-Ons for Enhanced Security
Offer tailored add-ons like engine protection, and tow-away services to meet clients' needs.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Motor Insurance cover and exclude?
Plan Coverage
Accidental Damage Protection
Coverage for damages caused to your vehicle due to accidents, ensuring financial security against repair costs.
Theft and Vandalism Coverage
Protection against theft and vandalism, safeguarding your vehicle from unexpected loss or damage.
Third-Party Liability
Covers the legal liability for accidental bodily injury, death, or property damage caused to third parties, ensuring legal compliance.
No Claims Bonus Protection
Retains your ‘no claims bonus’ even after minor claims, reducing your premium cost in the future.
Comprehensive Coverage Add-Ons
Additional coverage options such as engine protection from water ingress, tow-away assistance, and more, to enhance your policy.
Personal Accident Cover for the Driver
Provides coverage for injuries or death to the vehicle owner or driver during an accident, offering personal financial protection.
Damage to Own Vehicle
Covers repair or replacement costs for your vehicle due to damage from fire, natural disasters, or riots.
Legal Compliance
Ensures adherence to the Motor Vehicles Act, 1988, by providing mandatory third-party insurance & a Certificate of Insurance as proof.
Major Exclusions
Driving Under the Influence
Claims related to accidents occurring while driving under the influence of alcohol or drugs are not covered.
Wear and Tear
Regular wear and tear of the vehicle, including depreciation, is not covered by the policy.
Illegal Activities
Damages resulting from illegal activities or violations of traffic laws are excluded.
Driver’s Negligence
Accidents caused by reckless driving or negligence, such as driving without a valid license, are excluded.
Non-Accidental Damage
Any damage caused by mechanical failure, rust, or any non-accidental event is not covered under the policy.
Uninsured Drivers
If an accident is caused by a driver without insurance, claims will not be processed.
Natural Disasters (In Specific Cases)
Certain policies may exclude damage caused by floods, earthquakes, or other natural disasters unless specifically covered.
Racing or Speeding Events
Accidents occurring during racing, competitive driving, or speeding events are excluded from coverage.
Your Journey to Insurance Manager
When can I Claim?
A claim under Motor Insurance can be registered in the below circumstances:
- Accidental and Theft Damage: Claims can be made for repairs or replacement due to accidents or theft.
- Third-Party Liability: Covers legal liability for injuries, death, or property damage caused to third parties.
- Natural Disaster Coverage: Protects against damage caused by fire, floods, riots, or other natural disasters.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
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