Home Insurance
Comprehensive Protection for Your Home and Belongings
Your home is your most cherished possession, and protecting it is essential. Home Insurance provides financial security against damages caused by natural disasters, accidents, or unforeseen events. With coverage for both structure and contents, it ensures you are prepared for the unexpected while safeguarding your peace of mind. Choose a plan that fits your needs and keep your home safe.
Key Features
- Comprehensive cover available for both structure and/or contents of your home.
- Coverage up to 5 years for structure and contents.
- Cover against fire and allied perils, burglary & theft and optional cover for terrorism and additional expenses of rent for alternative accommodation.
Health Cover Up
to ₹50 Lacs
What is Home Insurance?
Home Insurance protects your home and belongings against risks like fire, theft, or natural disasters, ensuring financial security and peace of mind. It also safeguards your savings from costly repairs or replacements in case of unforeseen events.
Why do you need Home Insurance?
Home Protection
Safeguard your home from natural & man-made calamities.
Financial Security
Avoid hefty repair costs and protect your savings.
Comprehensive Coverage
Secure both the structure and contents of your home.
Peace of Mind
Enjoy confidence knowing your home is covered for unexpected losses.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Home Insurance cover and exclude?
Plan Coverage
Structural Protection
Covers damages to your home's building structure.
Content Coverage
Protects household items, furniture, and appliances.
Natural Calamities
Safeguards against floods, earthquakes, and storms.
Fire Damage
Covers losses due to fire, lightning, explosion, or related hazards, including natural disasters.
Burglary & Theft
Insures valuables against burglary or attempted theft.
Terrorism Protection (Optional)
Covers damages caused by acts of terrorism.
Alternative Accommodation (Optional)
Covers rent expenses if your home becomes uninhabitable.
Bursting of Water Tanks
Covers damage caused by burst pipes, tanks, or plumbing issues.
Major Exclusions
Willful Destruction
Losses caused by intentional destruction or negligence.
War and Related Risks
Damages due to war, civil unrest, or military operations.
Wear and Tear
Damage caused by aging or gradual deterioration of the property.
Unoccupied Homes
Losses when the home has been unoccupied for more than 30 days without prior notice.
Cash and Valuables
Excludes cash, bullion, paintings, and antiques.
Negligence or Faulty Maintenance
Damage due to lack of maintenance or neglect.
Illegal Activities
Losses incurred due to illegal or unlawful activities within the property.
Natural Wear
Damage from natural aging of materials or coatings.
Your Journey to Insurance Manager
When can I Claim?
A claim under Home Insurance can be registered in the below circumstances:
- Natural Disasters: Damage due to events like fire, earthquakes, floods, or storms.
- Theft or Burglary: Loss of contents due to theft or attempted burglary.
- Accidental Damage: Damage from incidents like burst pipes, broken windows, or impact from objects.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
Assessment
