Corporate Overseas Travel
Protect all your employees from medical emergencies
Key Benefits
- Reasonable premium and wide coverage.
- Three different variants to choose from.
- Pre-existing illness and maternity covered under life-threatening situations.
- Automated policy extensions for specific situations.
- For a short trip, pay the premium on a per-day basis.
- 24-hours cashless and hassle-free claims settlement through our reputed emergency assistance service provider.
- Special plans for frequent travelers to cover multiple trips.
- Issue a travel certificate to your employee at your office itself. So you have the convenience to cover an employee 24X7.
Health Cover Up
to ₹50 Lacs
What is Corporate Overseas Travel?
Corporate Overseas Travel involves international business trips by employees to expand operations or attend meetings. Specialized travel policies protect against risks like accidents, illnesses, and emergencies, ensuring employee safety and seamless business continuity.
Why do you need Corporate Overseas Travel?
Global Coverage
Comprehensive insurance solutions for employees traveling abroad.
Travel Insurance
Ensure the safety and security of your business trips worldwide.
Employee Safety
A tailored plan to protect your employees during international business travel.
Complete Protection
Minimize travel-related risks with our all-inclusive insurance package.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Group Health Insurance cover and exclude?
Plan Coverage
Emergency Medical Expenses
Coverage for medical costs during accidents or illnesses while traveling overseas.
Domestic Accident Coverage
Reimbursement for medical expenses incurred due to accidents while traveling in India.
Emergency Travel Assistance
Comprehensive benefits including medical transport, repatriation, and family support.
Baggage Delay Protection
Compensation for emergency purchases during delayed baggage delivery.
Baggage and Personal Belongings Coverage
Replacement cost for lost baggage, documents, or personal effects.
Flight Delay Compensation
Financial benefits for prolonged flight delays, paid per hour of delay.
Hijack Detention Benefits
Monetary compensation for every 6 hours spent in a hijacked common carrier.
Trip Cancellation and Interruption Coverage
Reimbursement for travel and accommodation expenses due to canceled or interrupted trips.
- In-patient treatment 24 hours a day
- Pre-existing disease
- Pre and Post hospitalization
- Domiciliary hospitalization expenses
- Reimbursement of cost of health check-up
- All day care procedure
- Family floater to covers member’s immediate family such as a spouse, dependent children, dependent parents, etc.
- Maternity benefits
- Dental treatment
- Cost of spectacles, contact lenses
- Waiver of waiting period
- Waiver of first-year exclusions
- Reimbursement of ambulance costs
- Baby day one care
- Vaccination benefits
- Increased room rent limits
- Corporate buffer
- Out-patient treatment (OPD Card)
- Root canal surgery
- In-hospitalization expenses due to sickness or accidents
- Room and boarding expenses as provided by the hospital/nursing home.
- Nursing expenses.
- Surgeon, anesthetist, medical practitioner, consultants or specialist fees.
- Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines and drugs, diagnostic materials and X-Ray, dialysis or chemotherapy.
Major Exclusions
Substance Abuse and Mental Health
Excludes claims arising from alcohol, drugs, mental disorders, anxiety, or venereal diseases.
HIV and Related Illnesses
Coverage does not include expenses arising from HIV or related conditions.
Radiation and Nuclear Exposure
Excludes damages or medical costs caused by radiation or nuclear activities.
Adventure and Sports Risks
Claims arising from injuries during sports or adventure activities are not covered.
Pre-Existing Conditions
Medical expenses related to pre-existing conditions are not covered.
War and Conflict
Excludes expenses from war or war-like situations.
Loss of Valuables and Passports
Excludes reimbursement for loss of valuables, money, securities, tickets, or passports in public places.
Employer and Personal Liability
Does not cover employer contractual liabilities or the insured’s personal liabilities.
- If the appropriate waiver is not opted for, then the policy will not cover
- Treatment of pre-existing illnesses.
- Any treatment for illnesses/diseases within the first 30 days of the policy, unless it is an accident.
- Treatment of specified illnesses for the first year of the policy.
- Certain diseases like hernia, cataract, piles, sinusitis, etc are excluded during the first year of operation in the cover.
- Any claim arising out of or traceable to pregnancy.
- Ayurvedic, homeopathy, naturopathy or any other form of local medication.
- Alcoholism, drug abuse, and AIDS.
- Dental treatment or surgery unless it requires hospitalization.
- Cost of spectacles.
- Vaccination and inoculation.
- Cosmetic treatment.
Your Journey to Insurance Manager
When can I Claim?
A claim under Corporate Overseas Travel can be registered in the below circumstances:
- Medical emergencies during travel (accidents or illnesses).
- Loss or delay of baggage or important documents.
- Flight delays exceeding the allowed time.
- Trip cancellations or interruptions.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
Assessment
