Office Package Insurance Policy
Comprehensive Coverage for Your Office Property
Managing multiple insurance policies for different risks can be overwhelming and time-consuming. With Office Package Insurance Policy, you get a comprehensive solution that allows you to safeguard your office, assets, and employees under a single, customizable policy. Choose only the covers that matter to you and enjoy flexibility, convenience, and peace of mind in protecting your business.
Key Benefits
- Comprehensive protection against fire, theft, and natural disasters
- Customizable coverage as per business needs
- Single policy for multiple risks
- Coverage for office assets and equipment
- Ensures business continuity and financial security
Health Cover Up
to ₹50 Lacs
What is Office Package Insurance Policy?
Office Package Insurance Policy provides all-in-one protection for your office property, covering risks like fire, theft, and natural disasters. With customizable coverage options, it ensures financial security and smooth business operations.
Why do you need Office Package Insurance Policy?
Comprehensive Property Protection
Safeguard your office against fire, theft, natural disasters, and other unforeseen risks.
Flexible Coverage Options
Choose the specific covers you need to protect your business without unnecessary extras.
Asset & Equipment Security
Covers office furniture, electronics, fixtures, and essential documents from damage or loss.
Business Continuity Assurance
Minimizes financial disruptions and ensures smooth business operations after an unexpected event.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Office Package Insurance Policy
cover and exclude?
Plan Coverage
Fire & Special Perils Coverage
Protects buildings and contents from fire, lightning, explosions, natural disasters, and more.
Burglary & Housebreaking Protection
Covers losses due to burglary, theft, or forced entry into the office premises.
Business Interruption (Fire Loss of Profit)
Compensates for business income loss due to fire or other insured perils.
Electronic & Mechanical Equipment Cover
Safeguards office equipment, electronics, and appliances from sudden breakdowns.
Money in Transit & Safe Protection
Covers loss of money during transit, in the office safe, or at the counter.
Public Liability & Workmen Compensation
Covers third-party claims for injuries or damages and employee liabilities.
Personal Accident & Critical Care Plan
Provides financial protection against accidents, critical illnesses, and medical emergencies.
Infidelity & Employee Dishonesty Cover
Protects against financial losses due to fraudulent acts by employees.
Major Exclusions
Depreciation & Wear and Tear
Does not cover loss or damage caused by gradual deterioration over time.
Consequential Losses
Excludes indirect financial losses not directly caused by an insured peril.
Pollution & Contamination
Loss or damage due to environmental pollution or contamination is not covered.
War & Nuclear Risks
Damage caused by war, nuclear hazards, or radioactive contamination is excluded.
Willful Misconduct & Negligence
Losses due to intentional damage or gross negligence are not covered.
Unapproved Alterations
Damage resulting from unauthorized modifications to the insured property is excluded.
Loss of Data & Software Corruption
Does not cover loss of digital data, software malfunctions, or cyber threats.
Illegal Activities & Fraudulent Claims
Losses arising from illegal acts or fraudulent insurance claims are not covered.
Your Journey to Insurance Manager
When can I Claim?
A claim under Office Package Insurance Policy can be registered in the below circumstances:
- After an insured event – Fire, theft, natural disasters, or other covered risks.
- Within the claim period – Report the claim within the policy’s timeframe.
- With proper documentation – Submit reports, invoices, and proof of loss.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
Assessment
