Health Insurance
Protect all your employees from medical emergencies
Health is often overlooked due to busy lifestyles, leading to serious conditions like heart disease. With medical costs rising, health insurance offers crucial financial protection, helping you manage treatment expenses. Even if you’re covered by corporate insurance, personal health insurance is important for comprehensive protection, as corporate plans may have exclusions.
Key Benefits
- Comprehensive coverage for your family with individual or floater sum insured.
- Cashless claims facility at over 3,000+ network hospitals across India.
- Income Tax Benefits u/s 80D.
- Renewal reminder service.
- Affordable premium options.
Health Cover Up
to ₹50 Lacs
What is Health Insurance?
Health insurance helps cover medical expenses, providing financial protection against high treatment costs. It ensures you’re prepared for unexpected health issues and offers extra security beyond corporate coverage.
Why do you need Health Insurance?
Financial Protection
Health insurance covers unexpected medical expenses, reducing financial strain.
Access to Quality Care
Get access to the best hospitals and medical professionals without worrying about the
Coverage for Emergencies
Health insurance ensures you're covered for accidents and emergencies anytime,
Peace of Mind
Knowing that you're financially protected allows you to focus on recovery and well-being.
Why choose Insurance Manager to protect your business?
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Comprehensive Protection for Your Workforce
Ensure employee well-being with complete health insurance coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Cost-Effective Group Insurance Plans
Affordable plans with benefits like maternity, critical illness, and dependent coverage.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Peace of Mind for Employers and Employees
Reduce financial stress with cashless claims and reimbursement options.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
Boost Employee Productivity and Retention
Build loyalty and motivation by easing economic and mental burdens.
What does Health Insurance cover and exclude?
Plan Coverage
Hospitalization Expenses
Covers the costs of hospitalization, including room charges, medical fees, and treatments.
Pre and Post-Hospitalization Costs
Includes medical expenses for treatment before and after hospitalization.
Surgical Procedures
Covers the medical cost of surgeries required due to illnesses or injuries.
Ambulance Services
Covers ambulance expenses for transportation to and from the hospital.
Maternity Benefits
Provides coverage for maternity-related expenses including delivery and prenatal care.
Critical Illness Coverage
Offers coverage for life-threatening illnesses like cancer, heart attack, etc.
Daycare Treatments
Covers treatment that doesn't require overnight hospitalization but may still be costly.
Pre-existing Diseases
Some plans offer coverage for pre-existing conditions after a waiting period.
Major Exclusions
Wear and Tear
Excludes damage caused by regular wear, tear, and depreciation over time.
War and Terrorism
Does not cover damage caused by acts of war, terrorism, or similar events.
Unoccupied Property
Excludes claims for homes that have been unoccupied for more than a specified period without notifying the insurer.
Personal Negligence
Does not cover damages caused by the homeowner’s negligence or failure to maintain the property.
Criminal Activities
Excludes losses resulting from criminal activities like theft or vandalism if negligence is proven.
Cash and Valuables
Excludes coverage for cash, jewelry, bullion, and other high-value items, unless specifically insured.
Natural Calamities
Some policies may exclude certain natural events like earthquakes, floods, or landslides unless specifically covered.
Electrical or Mechanical Breakdown
Excludes losses related to the breakdown or malfunction of electrical systems or machinery.
Your Journey to Insurance Manager
When can I Claim?
A claim under Health Insurance can be registered in the below circumstances:
- Medical Emergencies: Claim for sudden health issues or hospitalization.
- Post-Treatment: Cover extended care or medication costs.
- Loss of Income: Claim for financial assistance during recovery time.
Claim what’s yours with Insurance Manager
Have more questions?
Submission
Assessment
